Introduction1. Dont Mistake Your Vocation 2. Select the Right Location 3. Avoid Debt 4. Persevere5. Whatever You Do, Do it With All Your Might.6. Depend Upon Your Own Personnal Exertions.7. Use the Best Tools 8. Don't Get Above Your Business 9. Learn Something Useful 10. Let Hope Predominate But Be Not Too Visionary 11. Do Not Scatter Your Powers 12. Be Systematic 13. Read the Newspapers 14. Beware of "Outside Operations"15. Don't Indorse Without Security.16. Advertise Your Business . 17. Be Polite and Kind to Your Customers 18. Be Charitable 19. Don't Blab 20. Preserve Your Integrity